March 17, 2026
What Really Drives Your Estate Plan? Capital Gains, Residency & Trust Strategies
In Part 1 of this in‑depth conversation, Chris Boyd and estate planning attorney F. Keats Boyd III explore the real drivers of an effective estate plan — beyond the basics and far past what most families consider.
Topics include:
- Why most estate plans are outdated long before people realize
- How step‑up in basis really works (and why families lose hundreds of thousands by structuring things incorrectly)
- Joint trusts vs. individual trusts — and why traditional planning often fails today
- Residency choices (MA vs. FL) and the tax implications, including:
- Estate tax thresholds
- Capital gains considerations
- Required steps for changing domicile
- How the SECURE Act changed IRA planning and why most trusts created before it need updates
- Why “funding the trust” is the #1 reason estate plans fail
If you own real estate, have retirement accounts, or haven’t updated your estate plan in years, this episode provides essential insights.
#EstatePlanning #FinancialPlanning #WealthManagement #TrustsAndEstates #TaxPlanning #ResidencyPlanning #MAEstateTax #FloridaResidency #IRAPlanning #TrustFunding #smwcb
